Privacy
Policy
Cognitive Therapeutic
Programs has established this Privacy Policy to explain how it
protects and manages the personal information that it collects from
you (the customer) online.
Consent for
Collection, Use and Disclosure
Your
use of the Cognitive Therapeutic Programs site and/or your
registration for Cognitive Therapeutic Programs products and
services constitutes your consent to the terms of this Privacy
Policy. If you do not agree to the terms of this Privacy Policy,
please do not use the Cognitive Therapeutic Programs site.
Cognitive Therapeutic Programs may occasionally update this Privacy Policy. In addition, Cognitive
Therapeutic Programs will seek a customer's prior consent, by email,
for any new uses or proposed disclosures of information collected
from the customer prior to the change. Cognitive Therapeutic
Programs will notify customers by email of changes to this policy
that will affect information collected from them in the future. In
certain circumstances, however, Cognitive Therapeutic Programs will
not inform and obtain the consent of the customer, such as in
connection with an investigation of a breach of an agreement,
contravention of laws, an emergency where the life, health or
security of an individual is threatened, the collection of a debt or
in compliance with the request of a law enforcement agency or a
court order.
Accountability
Cognitive Therapeutic
Programs collects, at the time of your registration and your sign-on
to its web site, certain personal information (information that
personally identifies you) including but not limited to your name,
email address, home or work address, telephone number(s) and
information about your computer hardware and software (i.e. IP
address, operating system, browser type, domain name, URL, access
times and referring web site addresses).
Cognitive Therapeutic
Programs has implemented this Privacy Policy to protect personal
information received from its customers, and to respond to any
inquiries. The Privacy Policy also provides that Cognitive
Therapeutic Programs will use appropriate contractual means to
establish a comparable level of protection for personal information
which is sent for processing by third parties on Cognitive
Therapeutic Programs' behalf.
Cognitive Therapeutic
Programs has designated responsibility for your personal information
to its Privacy Officer, who ensures compliance with the principles
in this Privacy Policy. Other Cognitive Therapeutic Programs
individuals may be delegated to act on behalf of the Privacy
Officer.
Purposes for
Collecting Personal Information
Cognitive Therapeutic
Programs collects and uses personal information for the following
Identified Purposes:
(a) to
understand customer needs regarding Cognitive Therapeutic Programs
services;
(b) to
develop and provide our web site and our products and our services
for our customers;
(c) to
fulfill your requests for products, services or information;
(d) to
communicate with customers and site visitors, when necessary, and to
inform customers of upgrades,
as well as of other products and services available from Cognitive
Therapeutic Programs, its affiliates and third parties;
(e) to
allow customers to access limited entry areas of Cognitive
Therapeutic Programs' site;
(f) to
personalize some of our services and products for you and to deliver
targeted offers and advertisements from
Cognitive Therapeutic Programs and third parties;
(g) to
bill accounts and maintain payment records;
(h) to
comply with any applicable law, regulation, legal process or
government request;
(i) to
respond to a legitimate claim, or to address our reasonable belief,
that you are violating the rights of
any third party or any of the agreements or policies that govern
your use of the Cognitive Therapeutic Programs site or any Cognitive
Therapeutic Programs product or services;
(j) to
protect the services, products, or rights of Cognitive Therapeutic
Programs, including but not limited to the security or integrity of
the Cognitive Therapeutic Programs site; and
(k) to
identify and resolve technical problems concerning Cognitive
Therapeutic Programs site, products and services.
Cognitive Therapeutic
Programs also uses personal information in an aggregate form (i.e.,
not individually attributable to you) for its business analysis,
operational, marketing and other promotional purposes.
If we
hire other companies to provide some products or services on our
behalf, then we will only provide those companies the personal
information they need for the Identified Purposes, and we will limit
their rights to use and further disclose your personal information
as appropriate in the course of their work for us.
Limiting the
Collection of Personal Information
Cognitive Therapeutic
Programs limits its collection of personal information to only that
information which is necessary for the Identified Purposes.
Cognitive Therapeutic Programs does not direct its site to, nor does
it knowingly collect any personal information from children under
the age of thirteen.
When
you visit the Cognitive Therapeutic Programs web site, a cookie may
be placed on your computer or the cookie may be read if you have
visited the Cognitive Therapeutic Programs site previously.
Cognitive Therapeutic Programs uses cookies to allow Cognitive
Therapeutic Programs to determine which products and services you
have already purchased so that Cognitive Therapeutic Programs does
not provide redundant information to you, and if you are a Cognitive
Therapeutic Programs affiliate, to track sales made to customers
referred by you so that you can receive compensation under our
affiliate program. If you choose to not have your browser accept
cookies form the Cognitive Therapeutic Programs web site, you may
not be able to view all the text on the screens, or to experience a
personalized visit, or to subscribe to certain services and product
offerings on the Cognitive Therapeutic Programs site.
Disclosures,
Processing and Retention
Cognitive Therapeutic
Programs does not sell, rent or disclose your personal information
to anyone else, except:
(a) to
someone you have designated to act as your agent, for one or more of
the Identified
Purposes (listed in
Section 2 above);
(b) to
Cognitive Therapeutic Programs' employees, independent contractors,
subsidiaries, affiliates, consultants, business associates, service
providers, suppliers and gents, acting on Cognitive Therapeutic
Programs' behalf for any of the Identified Purposes;
(c) as
necessary if Cognitive Therapeutic Programs has reason to believe
that disclosure is necessary to identify, contact or bring legal
action against someone who may be causing injury to or interference
(either intentionally or unintentionally) with Cognitive Therapeutic
Programs' rights or property other users of Cognitive Therapeutic
Programs' web site, products or services or anyone else that could
be harmed by such activities; and
(d) to
respond to judicial process and provide information to law
enforcement agencies or in connection with an
investigation on matters related to public safety, as permitted by
law or otherwise as required by law.
In
addition, as we continue to develop our business, we or our
affiliates may sell or buy other businesses or entities, or we may
merge with another company. In such transactions, personal
information may be one of the transferred business assets. Also, in
the event that Cognitive Therapeutic Programs or substantially all
of its assets are acquired, your personal information may be one of
the transferred assets.
Your
information may be stored and processed in the United States, or in
any other country in which Cognitive Therapeutic Programs or its
affiliates, subsidiaries or agents maintain facilities. By using
this web site, you consent to any such transfer of information
outside of your country.
After
your account becomes inactive (that is, if you request to be removed
from our database), Cognitive Therapeutic Programs will keep your
personal information in its archives. Your information will then be
used only as necessary for tax reasons or to prove Cognitive
Therapeutic Programs compliance with any applicable law.
Accuracy of
Personal Information
Cognitive Therapeutic
Programs will use reasonable efforts to keep customer personal
information accurate for the Identified Purposes and for minimizing
the possibility of making inappropriate customer decisions based on
such information. Customers are responsible for informing Cognitive
Therapeutic Programs about changes to their personal information.
You can do this by sending an email to our privacy department at,
info@cognitive-therapeutic-programs.com. Cognitive Therapeutic
Programs will use new or updated personal information it receives
from customers to update its own records.
Security
Safeguards
Cognitive Therapeutic
Programs will use reasonable efforts to protect customers' personal
information.
Access to
Personal Information
Cognitive Therapeutic
Programs will afford you a reasonable opportunity to review the
personal information in your file, if you so request, by e-mailing
to: info@cognitive-therapeutic-programs.com.
If
Cognitive Therapeutic Programs is not able to provide access to some
aspect of a customer's personal information, it will provide reasons
for denying access such as; that by doing so would likely reveal
personal information about a third party, or that is confidential
commercial information or attorney-client privileged communications,
or that the information relates to a breach of an agreement or a
contravention of law, or that its disclosure could reasonably be
expected to threaten the life or security of another individual.
Customers have the
right to request that inaccurate or incomplete information be
amended as appropriate, by contacting Cognitive Therapeutic Programs
as described above. Cognitive Therapeutic Programs will promptly
correct such personal information.
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